Analyst II - Credit Department (Remote)

About our group:

Seagate’s Credit Department mitigates credit risk and enables profitable growth by managing credit lines and exposures worldwide. We support our Collections Team and partner closely with Sales, Sales Operations, Finance, and Legal to maintain strong customer relationships while protecting Seagate’s balance sheet. Our portfolio includes large, global customers, and we perform credit assessments and credit limit recommendations in-house—leveraging customer financial statements, payment behavior, and market intelligence, rather than relying solely on external credit rating agency data. We are an organized and well-established global group focused on high-quality service and continuous improvement.

About the role - you will:

Work closely with relevant departments to secure customer data and financial statements

Perform credit analysis for new and existing customers and assess the credit risk associated with the proposed or assigned credit line

Perform in-depth financial analysis and provide recommendations to support management decision-making

Create ad-hoc analyses, executive summaries, and recurring reporting to support management decision-making

Monitor and analyze key economic indicators across AMER, EMEA, and APAC

Identify potential risks and opportunities within the Global customer portfolio

Perform cash flow analysis and create customer forecasts

Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges

Provide relevant departments with critical updates on the financial condition of their customers

Partner with Sales and Sales Operations to support order management decisions (e.g., holds/releases) by monitoring credit exposure, past-due trends, and dispute risk

Work as one global team: coordinate and facilitate credit and collections efforts with close communication and collaboration across regions

Enforce credit policies and procedures through, but not limited to, the following:

Be familiar with the policies and procedures

Maintain and update desktop procedures on a regular basis

Communicate and enforce policies when necessary

Assist with SOX controls and compliance procedures

Perform ad-hoc control procedures that may be assigned 

About you:

Eager to learn and curious about what is going on in the World

Strong attention to detail and ability to notice discrepancies in data

Interested in new techniques using AI and Machine Learning to automate and improve credit analysis

Able to interpret and synthesize financial data, news, and relevant market intelligence (including third-party sources) as inputs to Seagate’s in-house credit assessment

Experience in developing mathematical and statistical models is a plus

Being proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers, and compliance with statutory and regulatory requirements.

Basic concept of credit risk mitigation strategies, practices, and systems

Exceptional analytical skills

Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus

Outstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputes

Possess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a “big picture” perspective

Proven initiative to support current and future growth

**Please note: Visa sponsorship is not available with this position 

Your experience includes:

Working in a credit analysis function or quantitative experience 
Bachelor’s and/or equivalent experience

Proficiency with Microsoft Office applications (Word, Excel, Power Point)

Excellent English verbal and written communication skills (Understanding and reading Chinese fluently is a plus)

Ability to effectively manage competing deadlines for projects, with varying degrees of supervision

You May Also Have:

Familiarity with SAP system

Worked in larger scale corporations that have presence worldwide 

Location:

United States Remote; #LI-Remote United States; This is a fully remote opportunity. 

Seagate is able to offer virtual employment for this position in the following states: AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NH, NJ, NM, NY, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY.
 
The estimated base salary range for this position is $59,300 - $84,700. The individual salary is based on work location and additional factors, including job-related skills, experience, and relevant education or training.
 
Seagate offers comprehensive benefits to its eligible employees, including, but not limited to, eligibility to participate in discretionary bonus program, medical, dental, vision, and life insurance, short-and long-term disability, 401(k), employee stock purchase plan, health savings account, dependent care, and healthcare spending accounts. Seagate also offers paid time off, including 12 holidays, flexible time off provided pursuant to Seagate policy, a minimum of 48 hours of paid sick leave, and 16 weeks of paid parental leave.

The benefits for this position are based on a full-time schedule for a full calendar year and may differ depending on work location.

Location: Remote United States

Travel: Up to 10%