Commercial Portfolio Analyst

First Tech Federal Credit Union is seeking a Commercial Portfolio Analyst to manage an existing commercial loan portfolio by liaising with internal and external business partners. The role involves analyzing business loans, ensuring compliance, and maintaining a compliance monitoring database.

Responsibilities

• Analyze existing business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
• Request, collect, and review quarterly and annual review documentation
• Create and present relevant loan portfolio reports as required
• Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements
• Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements
• Manage and process requests relating to various areas of Commercial Lending Servicing

Skills

• Minimum 1 year experience in an analyst role supporting commercial and/or business lending portfolio analysis
• Strong knowledge of accounting principles and financial analysis methodologies
• Demonstrated ability to present complex commercial lending and credit risk related information
• Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents
• Intermediate knowledge of Microsoft Office Suite
• Bachelor's degree in Finance or other related fields of study
• Experience evaluating and analyzing complex tax returns

Benefits

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 15 days of Paid Time Off your first year of employment + 3 Personal Days each calendar year
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

Company Overview