About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

Checking and high-yield savings accounts

Domestic and international peer-to-peer payments

Credit Builder and credit score monitoring

Digital wallet / contactless payment solutions

Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As a Financial Analyst at OnePay, you'll develop robust financial analysis and build efficient financial processes to support our business objectives. You’ll develop forecasts and budgets, track business performance, and conduct ad hoc analysis, primarily focused on OnePay's credit products. Success in this role means that finance is able to deliver timely insights to our business partners thanks to your data-driven insights, modeling skills, attention to detail, and focus on continuous improvement.

This role is responsible for:

Forecasting and budgeting:

Building, improving, and maintaining complex Google Sheets and Excel models

Gathering business inputs and developing forecasts and budgets

Analyzing assumptions and outputs, providing insights about expected business trends and performance to partners & General Manager of credit products

Developing crisp and clear materials for business partner and executive audiences

Management reporting and financial analysis:

Developing, building, and automating actionable management reports

Coordinating variance analysis and developing materials to provide insights

Partnering with analytics and other finance teams for key performance tracking and analysis

Ad hoc projects and analysis:

Conducting analysis and supporting business priorities including new product development, pricing and revenue strategies, and expense efficiency strategies

Identifying opportunities to simplify and automate processes within finance and accounting as we scale

Collaborating to guide important initiatives such as process improvement and standardization, system enhancements, and data governance.

You Bring

• 2 - 5 years of relevant work experience in strategic finance, corporate finance, FP&A, banking, or related fields

  Financial services experience, particularly with consumer credit products, a plus

  Bachelor's degree in Finance, Business, Economics, Accounting, or other relevant field

  Advanced proficiency in Google Sheets and Excel

  Strong proficiency in SQL and a strong analytical mindset and grasp of data analysis

  Skill in written, verbal, and visual communication of data

  Problem solving skills and business judgment to ask astute questions, design meaningful analyses, and translate output into actionable insights

  An act-like-an-owner mentality. We have a bias toward taking action.

  Fluent English

  What We Offer

  • Competitive base salary, stock options, and health benefits from Day 1

    401(k) plan with company match

    Remote-friendly (US), flexible time off (FTO), and opportunities for growth

    A high-growth, mission-driven, inclusive culture where your work has real impact

    Standard Interview Process

    • Initial Interview with Talent Partner

      Technical or Hiring Manager Interview

      Team Interview

      Executive Interview

      Offer!

      Equal Employment Opportunity

      To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.