Fractional AML/BSA Compliance Consultant (MSB / Remittance Fintech)

Fractional AML/BSA Compliance Consultant (MSB / Remittance Fintech)

Waari LLC is a FinCEN-registered Money Services Business (MSB) building a digital remittance platform serving the West African diaspora. Our platform enables money transfers from the United States to West Africa through mobile money networks including Orange Money, Wave, and MTN MoMo.

We are currently pre-launch and targeting a Q3 2026 launch. We are seeking an experienced AML/BSA compliance professional to provide independent compliance advisory services on an as-needed basis.

Current Needs

We are looking for assistance with:

Reviewing our AML/CFT Compliance Program

Providing independent compliance oversight and recommendations

Supporting partner due diligence and onboarding reviews

Advising on Money Services Business (MSB) regulatory requirements

Assisting with Louisiana Money Transmitter License (MTL) preparation

Reviewing transaction monitoring, sanctions screening, and AML controls

Supporting annual independent AML program reviews

Serving as an independent compliance advisor to management

Our Current Compliance Framework

Waari currently operates with:

FinCEN MSB Registration

Stripe Identity KYC verification

Plaid Signal ACH risk monitoring

Comply Advantage sanctions and PEP screening

Twilio Verify MFA

Cloudflare Zero Trust access controls

Formal AML/CFT Compliance Program

Customer Identification Program (CIP)

Transaction monitoring and velocity controls

Preferred Qualifications

3+ years of BSA/AML compliance experience

Experience with Money Services Businesses (MSBs), money transmitters, remittance companies, fintechs, or banking compliance

Familiarity with FinCEN regulations and AML/CFT requirements

Experience supporting regulatory examinations, partner due diligence, or licensing activities

CAMS, CRCM, or similar certifications preferred

Active LinkedIn profile and professional resume

Engagement Structure

Fractional / advisory role

As-needed basis

Hourly engagement

Remote

Immediate start

Please include:

Resume or LinkedIn profile

Relevant AML/BSA experience

Experience with MSBs, remittance, or fintech companies

Hourly rate

Availability

Screening Question:

Have you previously served as a Compliance Officer, AML Officer, MLRO, or consultant for a Money Services Business (MSB), remittance company, money transmitter, or fintech handling money movement? If yes, please briefly describe your experience.