Fractional / Freelance CFO – Investor Readiness & Growth Advisory

Business Financial Group (BFG) is a multi-service financial operations platform that provides accounting, payroll, tax, and advisory services to small- and mid-sized businesses.

BFG operates a globally optimized delivery model with:
• U.S.-based leadership and contract CPAs (advisory & compliance oversight)
• India-based accounting, admin, and HR teams (execution & quality control)
• Costa Rica–based sales, marketing, client service, and recruiting teams

BFG currently generates approximately $350K in annual recurring revenue and is entering a focused growth acceleration phase, including geographic expansion, service-line monetization, and selective capital raising.

Role Overview

BFG is seeking a Fractional / Freelance CFO to support investor readiness, financial storytelling, and deal structuring during an upcoming growth and fundraising phase.

This is not a traditional CFO or controller role.

The ideal candidate acts as a strategic financial advisor to the founder, helping translate the business model into investor-grade financial narratives while preserving founder control and long-term value.

Key Objectives of the Role

The Fractional CFO’s primary mandate is to:
• Strengthen financial credibility with investors
• Validate and refine growth assumptions
• Support deal structure and governance discussions

This role does not own day-to-day accounting, bookkeeping, payroll, or tax compliance.

Core Responsibilities

1. Investor Readiness & Financial Storytelling (Primary)
• Review and pressure-test existing investor pitch materials
• Validate revenue model, unit economics, and margin assumptions
• Help frame financial metrics investors care about (ARR, revenue per employee, margins, LTV)
• Prepare the founder for financial and valuation-related investor questions

2. Financial Modeling (Practical, Not Theoretical)
• Develop simple, defensible financial projections (12–36 months)
• Align projections with operational realities and hiring plans
• Avoid overly complex, VC-style forecasting models

3. Capital Deployment & Use-of-Funds Logic
• Sanity-check proposed use of funds ($1M–$2M growth capital)
• Ensure capital allocation aligns with growth priorities
• Help articulate how capital accelerates scale without increasing risk

4. Deal Structure & Term Sheet Advisory
• Review proposed deal structures (equity, preferred equity, staged investments)
• Explain implications of terms (liquidation preferences, board rights, returns)
• Flag unfavorable or misaligned terms
• Support the founder in evaluating competing offers

Note: The CFO advises, the founder leads negotiations.

What This Role Is NOT
• Not a full-time CFO
• Not responsible for bookkeeping or accounting operations
• Not the primary contact with investors
• Not authorized to negotiate deals independently

This role is advisory and supportive, not controlling.

Requirements

Ideal Candidate Profile

Required Experience
• Experience as a Fractional CFO, CFO Advisor, or Finance Lead
• Background working with professional services businesses (accounting, advisory, HR, consulting)
• Direct experience supporting capital raises in the $500K–$5M range
• Familiarity with family offices, operator-investors, or growth equity (not VC-only)
• Comfort with global or offshore delivery models

Preferred Characteristics
• Founder-friendly, pragmatic mindset
• Strong communicator (can explain finance simply)
• Comfortable working with early-stage platforms
• Disciplined about scope and time
• Willing to collaborate closely with the founder

Benefits

Engagement Structure
• Type: Fractional / Contract
• Time Commitment: ~5–10 hours per week
• Duration: 3–4 months (with possible extension)
• Compensation: Market-based hourly or monthly retainer

Success Metrics

A successful engagement will result in:
• Increased investor confidence in financials
• Clear, defensible valuation logic
• Founder confidence during investor discussions
• Improved deal terms and partner alignment

How to Apply / Engage

Interested candidates should be prepared to:
• Describe prior fundraising support experience
• Share examples of working with professional services firms
• Explain how they balance founder control with investor expectations

Final Note

BFG is seeking a strategic partner, not a gatekeeper.The right Fractional CFO will amplify the founder’s vision, strengthen financial credibility, and help secure the right growth partner — not just capital.

Experience as a Fractional CFO, CFO Advisor, or Finance Lead

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