P&C Bodily Injury Adjuster (DCNA)

P&C Bodily Injury Adjuster (DCNA)
Department: Claims Administration & Adjusting
Employment Type: Permanent - Full Time
Location: Lakewood Ranch, FL
Reporting To: Christon Lewis
Compensation: $57,500 - $70,000 / year

Description
Our Story
Imagine being part of a team that’s not just shaping the future but actively driving it. At Davies North America, we’re at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.

We're on the lookout for a Bodily Injury Adjuster to join our growing team! As a Bodily Injury Adjuster, you will adjust third party General Liability, Auto Liability, Errors and Omissions, and Law Enforcement claims in which a claim exists for bodily injury, personal injury or wrongdoing. This role is a full-time, home-based position that may require travel at times to claims meetings at client locations, seminars for obtaining CEU credits, and scene investigations or inspections.

Key Responsibilities

Perform all duties as outlined in the Property Damage Adjuster Job Description 

Daily review of workflow and claim system reminders with follow up and significant progress towards completion of any task set as a reminder, or received in workflow within 72 hours 

Review of new claims assignments within 24 hours of assignment/Completion of the Plan of Action

Contact with the insured/claimant within 24 hours of assignment

Assign appraisers or coordinate the receipt of estimates of damage according to client guidelines or approval

Determine if estimates or appraisals are appropriate based upon reported damages and other evidence

Gather evidence of damages

Interview or obtain recorded statements from the claimant, the Insured and any witnesses 

Request payment authorization according to client guidelines and Davies Claims North America policy and procedures

Follow client guidelines for any claim denial

Obtain internal investigation reports from the insured (client) when permitted by the client

Professional and timely communication with the client

Determine degree of attorney involvement, if any

Always act with the utmost good faith in handling of the claim from beginning to closure

Set reminders within the claim system for necessary follow up in an appropriate time frame

Accurately record any communication, or activity relevant to the claim; in the claim system notes

Follow procedures to image documents sent to you that are relevant to the claim file (including e-mail)

Meet the requirements of Continuing Education as required for licensure as an adjuster

Maintain a 95% claim closure ratio

Report to the Excess carrier on any claim that meets the requirements to do so (including status reports)

Immediately notify your supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, communicate and cooperate with defense counsel

Obtain status reports from defense counsel at 90-day intervals

Read and Understand the Excess Carrier Insurance Policy

Run ISO ClaimSearch on injured claimants

Determine the injury status of all persons involved in a crash investigation

Interact with insurance adjusters from other companies to obtain information needed to process your claim

Respond to Reservation of Rights letters from Excess Carrier if necessary

Develop working knowledge of No Fault/PIP law

Enter necessary information into the claim system to ensure mandatory reporting to Medicare

Follow Davies Claims North America guidelines when settling claims involving a Medicare recipient

Check for the claimant’s compliance with F.S. 768.28 Sovereign Immunity

Recommend/assign field adjuster as necessary

Review field adjuster reports for thoroughness and accuracy.

Skills, knowledge & expertise

College degree or equivalent experience

Possession of Adjuster license

Maintain CEU credits for Adjuster license 

Excellent knowledge of Tort Law, bad faith procedures and case law, as well as principles of liability and medical terminology

Previous experience with settling bodily injury claims

Proficiency with Microsoft Office Suite

Proactive, independent, dependable, and takes initiative with consistent follow through

Superb written and verbal communication skills conducted in a timely manner with diverse audiences

Superior time management skills with capability of working with and meeting deadlines

Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced work environment

High level attention to detail with ability to utilize decision making and problem-solving skills

Capable of working collaboratively and independently with minimal supervision

Exhibit discretion with sensitive and confidential information

Equal Employment Opportunity & Legal Notices
Benefits
At Davies North America, we are dedicated to supporting the well‑being and future of our qualifying employees. Our comprehensive benefits package includes:

Medical, dental, and vision plans to support your health and that of your family

A 401(k) plan with employer matching

Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees

Paid holidays

Life insurance and short‑term and long‑term disability coverage

Benefit offerings, eligibility, and required employer contributions may vary based on role, classification, and applicable federal, state, and local laws, including those tied to an employee’s primary work location.

Where required by law, the Company provides paid sick leave, paid family and parental leave, and other mandated benefits in accordance with applicable state and local requirements.

Diversity and Inclusion
Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity, and we actively promote an environment where all voices are valued and heard.

Compensation Transparency:
The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills, experience, qualifications, and geographic location, which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.

Background Check & Fair Chance Compliance 

Any background check or review of criminal history, if applicable to the role, will be conducted only after a conditional offer of employment and in compliance with applicable federal, state, and local laws, including fair‑chance hiring requirements.

Massachusetts Notice
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

We do not use sites like Facebook, Craigslist, or Telegram to recruit or interview potential employees or contractors. If you have been asked to provide any information through any method other than our career portal, please email us at recruitment@davies-group.com