Product Manager, Family

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

Checking and high-yield savings accounts

Domestic and international peer-to-peer payments

Credit Builder and credit score monitoring

Digital wallet / contactless payment solutions

Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

The Product Manager for the Family product will help shape the financial journey of the next generation. You’ll build products that power a teen’s first paycheck, first debit card, and first credit score—moments that define lifelong financial habits! This is your opportunity to drive a critical growth initiative and change how families experience banking.

Own product strategy and roadmap for teen and family banking, including under-18 account creation and parental authorization flows

Define and deliver onboarding, product eligibility, and growth experiences tailored to teens, parents, and families

Partner with legal, compliance, and engineering to launch age-appropriate features aligned with regulatory requirements

Drive product cross-sell opportunities (e.g., savings, credit-building tools) for teen users as they age into adult products

Expand scope over time into related family and banking use cases

You Bring

• 7-10 years of product management experience, ideally with consumer-facing financial products where teen or family banking was a core component

  Experience building 0→1 consumer products with measurable adoption and engagement impact

  A strong consumer-first mindset and deep empathy for everyday financial challenges

  Comfort operating in fast-moving, ambiguous environments, with the ability to structure open-ended problems and execute with a bias for action

  Excellent cross-functional collaboration skills; proven track record working with engineering, design, analytics, and business leaders

  Drive and proactivity - everyone here is a builder and executor

  What We Offer

  • Competitive base salary, stock options, and health benefits from Day 1

    401(k) plan with company match

    Remote-friendly (US), flexible time off (FTO), and opportunities for growth

    A high-growth, mission-driven, inclusive culture where your work has real impact

    Standard Interview Process

    • Initial Interview with Talent Partner

      Technical or Hiring Manager Interview

      Team Interview

      Executive Interview

      Offer!

      Equal Employment Opportunity

      To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.