Senior Software Engineer

About Abound

We’re on a mission to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders.

We have two parts of our business. On the consumer side, we have Abound. Abound has proven that our approach works at scale, with over £800 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture – what you earn, how you spend, and what’s left at the end.

On the B2B side, we have Render. Render is our award-winning software-as-a-service platform that allows Abound to make better, less risky lending decisions. And less risky decisions mean we can offer customers better rates than they can usually find elsewhere. We’re taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers.

We're looking for an experienced individual to join us in the role of Senior Engineer. This position requires an enthusiasm for exploring and understanding new business areas.

We maintain a culture of ownership and value engineers that are excited about the business, and are willing to work alongside stakeholders to continually improve business processes and customer experience.

We offer a broad range of opportunities across platform engineering, B2B customer integration, conversion optimisation and business process automation. At Abound, you will work on the best-in-class open-banking decision making platform, and learn how a operate with low-latency, at scale.

Candidates must have had experience working directly with internal stakeholders to establish requirements, designing technical solutions, and owning the delivery of significant functionality, ideally having worked with peers of different levels to complete projects collaboratively. Fluency in both Chinese and English is essential to facilitate seamless communication and collaboration.

Our technology stack: Python (including FastAPI, OpenTelemetry, procrastinate, SQLAlchemy, Uvicorn), Postgres, MySQL, Liquibase, Retool, Docker, AWS

Who you are:

Seven or more years professional experience in software engineering

Proven experience leading the development of significant new functionality

Proficiency in writing well-structured async Python code with type hints and unit tests

Experience maintaining codebases for business-critical systems

Strong analytical and problem-solving skills

Effective communication and collaboration skills

Proficiency in Git for version control

Basic knowledge of cloud infrastructure with experience working with at least one of AWS, GCP, or Azure

Strong SQL skills for efficient data management and retrieval

Knowledge of lending products and business processes will be a major advantage

Fluency in both Chinese and English

What you'll be doing:

Develop new features backend services that could span any part of the lending lifecycle, from finding and onboarding new customers, to helping underwriters asses their affordability, all the way through to actually paying out and then collecting a loan

Participate in the entire SDLC, helping to design changes, review code, build tests, and coordinate deployments

Own a part of the platform, and be responsible for the smooth operation of associated business processes, and their KPIs.

Collaborate closely with colleagues in Product and Design as well as users (both internal and external) to understand, challenge, and refine requirements

Provide second-line support within business hours, helping to troubleshoot and resolve any system issues that impact our customers

Supporting junior engineers through PRs and pairing

Apply strong SQL skills to troubleshoot and improve the performance of data management and retrieval across our Postgres databases