Senior Software Engineer, Backend & API Integrations

Remote, USA
Posted Jun 14, 2026
Full-time

About Reap
Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale.

Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments. Backed by leading investors including Acorn Pacific, Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

About the Role

You will be embedded at the intersection of Reap's engineering team and a strategic financial partner — to own and deliver a deep, bidirectional technical integration between the two platforms. This isn't a typical backend role. You'll operate like a technical lead on a mission-critical partnership: designing and building integration systems, working directly with the partner’s engineers, surfacing requirements back into Reap's product and engineering teams, and ensuring the integration runs reliably in production.

What You’ll Do
Own the end-to-end technical integration between Reap and the partner — including design, implementation, testing, deployment, and ongoing maintenance

Build and operate bidirectional data flows: inbound (partner → Reap: funding, settlement, account events) and outbound (Reap → partner: card events, transaction data, reconciliation signals)

Serve as Reap's primary technical point of contact with the partner's engineering team — attending syncs, reviewing their API specs, and driving alignment on integration contracts

Translate the partner's technical requirements and constraints into well-scoped engineering work inside Reap's systems

Collaborate closely with internal Reap teams — Card, Treasury, Onboarding, Compliance — to ensure integration requirements are correctly surfaced and delivered

Monitor integration health in production; own incident response for integration-layer issues

Maintain thorough integration documentation: API contracts, data flow diagrams, runbooks, and change logs

Integration Design & Delivery
Design robust, fault-tolerant bidirectional integration architecture between Reap and our partner

Implement APIs, webhooks, event consumers, and data transformation layers

Ensure data consistency, idempotency, and auditability across integration boundaries

Build test suites covering integration contracts and edge cases

Partner Collaboration
Maintain a close working relationship with partner's engineering and product teams

Drive joint technical decision-making on integration patterns, versioning, and deprecation

Proactively surface blockers and misalignments before they become production issues

Cross-Team Coordination (Reap-side)
Work with Card, Treasury, Onboarding, and Compliance engineers to deliver integration dependencies

Translate external partner requirements into well-defined internal engineering tasks

Represent the integration workstream in Reap engineering planning and reviews

Production Reliability
Own observability for the integration layer: dashboards, alerting, and SLA tracking

Lead incident response and post-mortem processes for integration-related issues

Continuously improve integration stability and reduce operational toil

What We’re Looking For
6+ years of backend software engineering experience

Proven experience building and operating production-grade API integrations with external partners or third-party systems

Strong understanding of integration patterns: REST APIs, webhooks, event-driven architecture, idempotency, retry logic, and error handling

Experience working across organisational boundaries — with partner or client engineering teams

Comfortable operating in ambiguity: translating loosely defined requirements into concrete engineering solutions

Clear written and verbal communication; able to represent technical decisions to both engineering and business stakeholders

Our main stack is TypeScript, Node.js, NestJS, and AWS — but we value strong engineering fundamentals over any specific toolset

Nice to Have
Experience in fintech, payments, crypto, or financial services integrations

Familiarity with settlement flows, reconciliation systems, or card transaction data models

Experience working in a forward-deployed or embedded engineering capacity with external partners

Knowledge of EU financial regulations relevant to payments or card programs (PSD2, GDPR)

Familiarity with observability tools (e.g., New Relic, Datadog, OpenTelemetry)

Bonus: experience with stablecoin or crypto payment rails

Your Adventure Benefits
High-ownership, high-impact role at the frontier of stablecoin-powered finance

Work directly with strategic partners and shape how Reap expands its financial ecosystem

Operate with significant autonomy as Reap's technical owner of a key partnership

Join a high-caliber team across engineering, product, and operations

Insurance coverage after probation

Reap Card stipend

Use of AI tools at work — and the space to learn, experiment, and grow with them

A culture of innovation, inclusion, and continuous learning

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