Analyst Commercial Credit Underwriting Bilingual
GM Financial is an innovative team in the automotive finance industry, seeking a Bilingual Analyst for Commercial Credit Underwriting. The role involves completing financial analysis for floorplan acquisitions and reviewing dealers' financial statements to support risk management and compliance.
Responsibilities
- Analyze financial statements of automotive dealerships and related customers
- Accurately report findings and ensure corporate compliance and risk management
- Communicate with dealership personnel and internal/external stakeholders
- Provide recommendations and supporting documentation to mitigate risk
Skills
- Knowledge of financial statements of automotive dealerships and related customers
- Review dealers monthly operating statements and calculate monthly Risk Ratings
- Monitor and react to negative trends to mitigate potential losses
- Recommend temporary and /or permanent credit line increases
- Interfacing with customers and internal/external stakeholders to obtain data
- Monitor and manage assigned portfolio with data obtained from both internal and external sources
- Be a central point of contact for all internal and external customer commercial lending request or inquiries
- Extensive knowledge of dealership, manufacturer and commercial lending floor plan programs and processes
- 1 to 3 years of directly related experience in financial analysis and experience in automotive dealership commercial lending environment required
- Bachelor's Degree in related field preferred
Benefits
- Excellent Health, Vision and Dental Benefits
- Company Match program for RRSP contributions
- Generous Paid Time Off (personal, vacation, sick, paid holidays)
- Casual Dress Code - Dynamic relationships between teams and leadership
- Quarterly Volunteer Opportunities
- Hybrid work schedule offered; ability to work a portion of your week from home
Company Overview