Product Manager (UK Cards)

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world’s leading fintech companies and are off to a strong start:

One of the UK’s newest unicorns with a team of just over 600 people

Among the fastest-growing tech companies in the UK

Profitable since 2017

Backed by top investors including Balderton Capital and Goldman Sachs

Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

   Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

   Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the role

We’re looking for an experienced, strategic, and data-driven Product Manager (PM) to join our Credit Card Product team. We launched our Credit Card in the UK in 2020 and in the US in 2024. We are now working on scaling our customer base exponentially. As a member of the Product team, you will play a key role in helping us achieve our ambitious goals.

The Zable credit card is a Mobile App-first product targeted at the credit builder customer segment in the UK and the US. We give customers the power to build their credit rating over time while offering them a flexible line of credit that meets their spending needs sustainably.

This role will cover all aspects of credit card product management, and you will be given the freedom to define new features and manage projects end to end, including:

Shaping our mobile App experience to empower customers to manage their finances

Optimising how we acquire new customers for speed and efficiency

Improving our underwriting capabilities to support best-in-class credit decisions

Building tools which maximise efficiency for our Customer Service and Fraud teams

Finding new ways to support customers who may be experiencing financial difficulty

PMs at Lendable work closely with teams such as Engineering, Credit, Growth and Operations to drive their product and take the business to the next level. It’s your job to break down complex tasks into bite sized deliverables and prioritise projects according to their maximum impact. While high quality delivery is a key part of this role, we encourage all our teams to look at the big picture and help Lendable grow.

What we're looking for

• Experience in a product, analytical or commercial role within Tech, Finance or Management Consulting

  Bonus: Experience working in start-up/scale-up environment preferred but not required

  Bonus: Experience in credit cards, lending, or fintech is a plus, but not a requirement

  A bias for action: you move fast, get things done, and iterate quickly based on feedback

  Possess high attention to detail and a “sweat the small things” approach to delivering a high quality product to our customers

  Are data-driven: you are comfortable challenging assumptions or being challenged to ensure good decisions are supported by data.

What you'll be working on

• Own and drive the strategy, execution, and growth of a vertical within our expanding cards business.

  Managing the delivery of our credit card proposition; define product roadmaps, break down complex problems into actionable steps, and prioritise ruthlessly based on impact.

  Champion data-driven decision-making, measuring outcomes, and iterating quickly based on learnings.

  Working alongside other Product Managers and an Engineering Team to define the product roadmap

  Testing and measuring the impact of new releases and experiments

  Liaising across teams (data science, Operations, developers etc.) to deliver new features and ideas

  Navigate a fast-paced, evolving fintech landscape, balancing innovation with compliance and risk management.

  Partnering with design to ensure our customers’ needs are always at the heart of what we’re building

  How you will contribute to the Product Team’s objectives

  Autonomy