[Remote] Insurance Product Analyst

Note: The job is a remote job and is open to candidates in USA. Cover Genius is a Series E Insurtech that protects the global customers of the world’s largest digital companies. They are seeking a highly analytical and detail-oriented Insurance Product Analyst to support the development, maintenance, and enhancement of their insurance product portfolio, while analyzing market data and ensuring product compliance and profitability.

Responsibilities

• Own market and competitor benchmarking to identify and present new product opportunities that align with our strategic growth objectives
• Develop and prepare comprehensive business cases, product proposals, and regulatory filings to support the launch and revision of profitable products
• Input Insurance Policy Documentation into internal tools and develop and maintain product documentation
• Extract, clean, and analyze large datasets related to policy data, claims experience, and customer demographics to deliver actionable insights that drive product performance
• Build and maintain detailed reports and dashboards to track key product KPIs (e.g., loss ratios, customer uptake, profitability)
• Submit Underwriters Bordeaux and support data reconciliations, ensuring data integrity for financial reporting
• Collaborate with Compliance and Legal teams to review and file product-related documents
• Support preparation of Quarterly Business Reviews with underwriting partners
• Review and respond to requests of underwriters about finance reconciliation, billing topics, etc
• Coordinate and organise audit documents
• Provide practical support and assistance across various projects involving the insurance team

Skills

• Bachelor's degree in Business, Finance, Economics, Mathematics, Statistics, or a related quantitative field
• 1+ years of experience (internships or co-op programs count) in the financial services or insurance industry. Recent graduates are strongly encouraged to apply
• Technical Proficiency in Microsoft Excel (e.g., pivot tables, VLOOKUPs, visualizations, etc,...) and SQL or statistical software (R, Python, SAS)
• Analytical Thinking: Eagerness to interpret basic data sets and identify trends; demonstrating strong problem-solving potential
• Industry Knowledge: Basic familiarity with insurance concepts, product lines (e.g., P&C, Life, Health), and the product development process is a benefit
• Communication: Excellent verbal and written communication skills, with the ability to clearly articulate findings

Benefits

• Flexible Work Environment
• Employee Stock Options
• Work with like-minded people who are passionate about both the work we're doing and giving back.
• Social Initiatives

Company Overview