[Remote] Obvious Total Loss - Virtual Adjuster - Remote

Remote, USA
Posted Jun 12, 2026
Full-time

Note: The job is a remote job and is open to candidates in USA. Allstate is a company that protects families and their belongings from life's uncertainties. As an Obvious Total Loss Adjuster, you will play a critical role in managing total loss claims, reviewing claim details, preparing valuations, and engaging in negotiations with customers.

Responsibilities

  • Managing total loss claims
  • Reviewing claim details
  • Preparing total loss valuations
  • Assessing vehicle conditions
  • Determining salvage valuations
  • Engaging in negotiation and settlement processes with customers and/or claimants
  • Investigating auto claims by performing detailed reviews of damage
  • Interpreting policies to determine coverage
  • Using phone, emails and video chat with customers to help them through the claims process
  • Evaluating and negotiating claims settlements with customers, vendors, third party carriers and claimants
  • Utilizing multiple tools to get the job done in a fast-paced environment
  • Executing policies along policy agreements
  • Keeping a clear record of work in a claims system

Skills

  • 12 months or more of Auto Collision estimating in CCC One, Audatex, or Mitchell
  • Previous experience in total loss adjustment or a related field
  • Proficiency in using estimating software and valuation tools for virtual assessments
  • Strong analytical skills to evaluate moderate to complex vehicle damages effectively
  • Excellent negotiation and communication skills to interact with customers and stakeholders remotely
  • Ability to work independently and manage time efficiently in a virtual work environment
  • Detail-oriented and organized, with a commitment to delivering accurate and timely results
  • A dedicated workspace in your residence that is private and free from distractions
  • A minimum internet bandwidth of 50 MB download speed and 5 MB upload speed
  • Appropriate work surface and seating
  • As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor
  • Candidates are considered based on the time zone they live in
  • You may be required to attend 1-week of in person training
  • Regular, predictable attendance is an essential function of this job
  • The candidate(s) offered this position will be required to submit to a background investigation

Benefits

  • Medical, dental, and vision coverage.
  • Allstate pension plan and 401(k) savings plan.
  • Ayco financial coaching.
  • Spring Health mental and emotional wellbeing resources.
  • Paid parental leave.
  • Adoption reimbursement.
  • Paid time off.
  • Tuition reimbursement.
  • Wellness incentives.

Company Overview

  • Allstate is an insurance company that offers car, home, and life insurance services. It is a sub-organization of Allstate. It was founded in 1931, and is headquartered in Northbrook, Illinois, USA, with a workforce of 10001+ employees. Its website is http://www.allstate.com.

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