Senior Product Manager

About Abound

We’re on a mission to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders.

We have two parts of our business. On the consumer side, we have Abound. Abound has proven that our approach works at scale, with over £800 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture – what you earn, how you spend, and what’s left at the end.

On the B2B side, we have Render. Render is our award-winning software-as-a-service platform that allows Abound to make better, less risky lending decisions. And less risky decisions mean we can offer customers better rates than they can usually find elsewhere. We’re taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers.

About the Role

We are seeking an exceptional Senior Product Manager to spearhead our AI-driven lending transformation initiative. This role combines traditional product management expertise with cutting-edge AI implementation to revolutionize lending operations. The ideal candidate will have hands-on experience building fintech products from scratch and deep expertise in market research, competitive analysis, and conversion optimization.

What you'll be doing

AI-Driven Lending Transformation

AI Strategy Leadership: Define and prioritize Generative AI use cases across the business, focusing on customer servicing, collections, quality control, product development, and legal compliance

Workflow Optimization: Identify high-impact internal workflows for AI automation and establish prioritization frameworks based on ROI and business impact

Technical Translation: Convert complex business problems into actionable engineering requirements and ensure seamless execution with development teams

AI Agent Development: Collaborate closely with AI engineers to build specialized loan-specific AI agents, including:

Prompt engineering for credit memos, compliance checks, and borrower communication

Fine-tuning Large Language Models (LLMs) for loan product nuances and regulatory requirements

Developing conversational AI systems for customer interactions

Product Management Excellence

End-to-End Product Development: Lead cross-functional teams through complete product lifecycle from initial concept to successful market launch

Competitive Intelligence: Conduct comprehensive competitor analysis to identify market gaps, pricing strategies, and feature differentiation opportunities

Market Research Mastery: Execute thorough market research initiatives, including user interviews, surveys, and data analysis to validate product concepts and identify growth opportunities

Conversion Optimization: Expert-level focus on improving conversion rates across all customer touchpoints through data-driven experimentation and user experience enhancement

Performance Analytics: Monitor and analyze product performance metrics, user behavior, and business outcomes to drive continuous improvement

Who you are:

3-5 years of product management experience in tech or fintech companies with proven track record of building products from scratch to go-live

Fluent in English - excellent written and verbal communication skills

Expert-level proficiency in competitive analysis methodologies and market research techniques

Proven expertise in conversion rate optimization with demonstrated results

AI/ML Knowledge: Strong understanding of Generative AI, LLMs, and their practical applications in financial services

Technical Acumen: Ability to work effectively with AI engineers and translate business requirements into technical specifications

Analytical Excellence: Advanced data analysis skills with experience in A/B testing, user research, and performance optimization

Regulatory Awareness: Understanding of lending regulations and compliance requirements

Ideally you also have:

Background in lending, credit products, or financial services operations

Knowledge of conversational AI and customer service automation

Familiarity with AI ethics and responsible AI implementation

Experience with product analytics tools (Posthog, Amplitude, etc.)

What We Offer

Competitive salary and equity package

Opportunity to lead AI transformation in fintech

Comprehensive health and wellness benefits

Professional development in AI/ML technologies

Chance to shape the future of lending technology